Know what you can borrow, and every dirham you'll need, before you fall for a home.
Answer a few short questions and you'll see your borrowing range, your monthly payment and the home price it supports. One more tap shows every fee you'll pay upfront. We won't ask for your phone number to show you. Speak to an advisor afterwards only if you want to.
This is an estimate, not a bank approval. We won't pass your details to any bank unless you ask us to.
You could borrow about
AED 1,810,000–2,010,000
Based on a AED 30,000 salary, AED 2,000 in existing monthly payments, age 34, and an assumed rate of 3.99% over 25 years. Banks test affordability at 5.99%. Rate checked 30 October 2026.
Licensed UAE mortgage broker.
Licence no. 1276573
Free to start.
Your estimate and first call cost nothing. See our packages →
Advisors with real names.
English, Arabic and Hindi
Built on UAE lending rules.
Central Bank borrowing limits, applied to your case
★ 5.0 on Google.
You don't need an account, documents or a sales call to get your number.
Tell us where you live, what you earn and what you already pay each month. You tap your answers, like a chat, and it takes about two minutes.
You'll see the range you could borrow, the home price it supports and your monthly payment. One more tap shows every upfront fee.
They compare current bank offers for your situation and work through the application with you.
Why there are no bank names in your estimate: bank offers and rules change often, and an old rate would mislead you. Your advisor compares the current offers with you on the call.
Your down payment is only part of what you pay upfront. Your estimate lists every fee, using Dubai Land Department and Central Bank figures.
Work out my costsEXAMPLE
AED 1,500,000
Ready home with an 80% loan
DOWN PAYMENT
GOVERNMENT FEES
BANK FEES
OTHER FEES
That's about 28% of the price, so plan for more than the 20% down payment. Key8's advisory fee isn't included here.
Get your estimate first. Then you'll speak to an advisor who handles cases like yours.
Compare your monthly payment with a similar mortgage at today's rates, with the costs of switching already taken off. It takes about two minutes.
Choose the advisor who fits your case. You'll work with them from your first call to your keys.
Anfal Abushouk
Ex-banker & mortgage advisor · 5 years in UAE lending
"Professional and supportive team. The process was smooth, well-explained, and stress-free from start to finish."Alaa M., Google review
Amit
Senior mortgage advisor · 5 years in UAE lending
"Special thanks to Amit for bearing with my endless questions and being super patient throughout the journey."Zahra T., Google review
We reply on WhatsApp within 30 minutes during working hours, Mon–Fri.
Starting is free.
Your borrowing and cost check, and your first call with an advisor, cost nothing. Always.
You pay nothing until a bank says yes.
Our advisory fee is charged only once a bank makes you an offer. Prices include VAT unless shown as “+ VAT”.
Refinance
AED 1,050
First home
AED 2,625
Specialist cases
0.5%–1% of loan + VAT
Why we charge a fee.
We work for you. Our job is to find the mortgage that's right for you, even when that means waiting, choosing a different bank, or telling you not to borrow yet.
★ 5.0 on Google. Real reviews from people we've helped home.
"As a first time buyer and being new to this region, Key8 was a true gift to me to guide and support me from the beginning to the very end, politely, friendly and absolutely professional. … Special thanks to Amit for bearing with my endless questions and being super patient throughout the journey."
"I successfully got my mortgage approved and received my keys thanks to their professional and supportive team. The process was smooth, well-explained, and stress-free from start to finish."
It takes two minutes, there's no sign-up, and it's free. No surprises.